When its time to renew your practice insurances, we know it’s easy to just say ‘same again’ and roll-over cover with your current provider but you will find you can get better cover for less cost… with Dental Essentials.
Machinery & Equipment Breakdown
Unlike the limited cover and ‘one-size fits all’ policies offered by some insurers, Dental Essentials understand the requirements of a busy dental practice and are pleased to provide automatic, blanket insurance cover for all equipment breakdown events. Getting your practice working at full capacity is our priority.
Customers, clients, creditors, competitors and employees – every business has them and the more there are, the greater the risk of upset and dispute. Add to this the red tape of compliance with government legislation at many levels and the threat of a legal claim against you, your practice, its directors and managers, is a real risk.
FACT: One in five Australian businesses suffered a cyber crime attack in 2012.* No longer just a problem for big business, cyber crime affects all businesses, large and small.
Dental Essentials offers Public Liability as part of our Dental Practice policy but it can also be taken out on it’s own if you are operating on a contract basis and don’t require the other sections provided.
Fraud / Employee Dishonesty
When people have access to other people’s money there is an inherent fraud risk and sooner or later, history says that someone will take advantage of an opportunity.
This is a specialised area of insurance with many traps for unwary employers. Failure to meet your employer obligations can result in hefty fines.
Income Protection & Life
Life is a risky business at the best of times but a sound insurance policy or two can help relieve the pain, at least financially, of just about anything that nature throws at you.
Annual travel insurance for regular travellers – convenient and cost effective. Dental Essentials has arranged an exclusive ‘dentist only – annual travel policy’ that covers you for up to 5 personal or business trips anywhere in the world in any one year for one low premium.