Dental Essentials are leading insurance brokers specialising in workers compensation for dentists.
Workers Compensation Insurance is compulsory in all states of Australia. However, legislation applying to each state is different with different schemes in operation.
In Western Australia, Tasmania, ACT and the Northern Territory a privatised system operates which enables insurers to offer their own rating structure and you are able to utilise the services of an insurance broker. In all other states, a government-run system operates which does not allow differentiation on rates or broker involvement.
Employers are required to hold Worker’s Compensation cover for all of their workers. Each state differs to a degree, but the definitions are broad and extend to include sub-contractors as well as direct employees (full-time, part-time and casual). If you are unsure whether you have your insurance arranged correctly, contact Work Cover in your state, or your broker for advice.
Penalties apply in all states for non-compliance so it is important this is set-up correctly.
Workers Compensation claims management is vital. Research shows that it’s in everyone’s interest to get an injured worker back to work as soon as possible. When the claims process drags on, there is often deterioration in relations between employer and employee. A well-managed and proactive claims management system encourages workers to return promptly to work and reduces overall costs to your business.
Securing workers comp for dentists can be a time-consuming and stressful process when coupled with the day-to-day running of your practice, but Dental Essentials can take care of everything for you.
With expert industry knowledge and access to nearly 60 insurers, we will explore the various insurance policies on your behalf and custom-design a solution which best suits your needs. We will then work tirelessly to ensure that the transition is a smooth, stress-free process for you.
If you are a dentist looking for workers compensation insurance, contact the experts today! For enquiries on Workers Compensation, please fill out and forward a quotation request on this website and one of our consultants will be in contact with you to discuss your needs.